Best Credit Card Offers
This page highlights travel credit cards that offer strong, sustainable value through welcome bonuses, flexible rewards, and benefits that fit a wide range of travel styles and experience levels.
Best Starter Travel Credit Card
The Chase Sapphire Preferred
The Chase Sapphire Preferred is a strong option for travelers who want flexible points, straightforward rewards, and a reasonable annual fee. It earns Chase Ultimate Rewards points, which can be redeemed in multiple ways and transferred to airline and hotel partners.
This card works well as a first travel credit card or as a foundation card for a longer-term points strategy.
Annual fee: $95
Best Premium Travel Cards
The American Express Platinum
The American Express Platinum Card is a luxury-focused travel card with a refreshed premium benefits package and a current annual fee of $895 for new cardmembers. The 2025 update includes expanded statement credits and enhanced lounge access and travel perks designed to justify the higher fee for frequent travelers and lifestyle benefit users.
This card can deliver strong value if you’re able to take advantage of its wide range of credits and airport lounge access, but the elevated annual fee means it’s best suited for those who plan to use these perks regularly rather than occasionally.
Annual fee: $895
The Chase Sapphire Reserve
The Chase Sapphire Reserve has also been updated in 2025, with a current annual fee of $795 for new applicants. This premium travel card includes enhanced rewards and credits alongside an elevated earning structure, a large annual travel credit, and access to a growing lounge network.
With the refreshed benefits and broader travel and lifestyle perks, the Chase Sapphire Reserve is positioned as a versatile premium option for travelers who want a strong mix of points flexibility and practical credits to offset the higher fee.
Annual fee: $795
Best Simple Credit Cards (Low Maintenance)
Chase Freedom Unlimited
The Chase Freedom Unlimited is a simple, no-nonsense rewards card that earns cash-back-style points that can be converted into Chase Ultimate Rewards® points when paired with a premium Chase card. It earns elevated rewards on travel, dining, and everyday spending without requiring you to understand airline or hotel transfer partners.
This card works especially well as a starter card or as a companion card to a Chase Sapphire or Chase Ink card if you choose to expand your points strategy later.
Annual fee: $0
Chase Freedom Flex
The Chase Freedom Flex is another excellent choice for simple travel-friendly rewards. It offers rotating quarterly bonus categories that can include travel and everyday purchases alongside higher rewards on dining and drugstore purchases. Like Freedom Unlimited, its points become more valuable when you redeem through Chase Ultimate Rewards® with a partner card.
With no annual fee and a straightforward earnings structure, it’s a great option for someone who wants flexible points without complexity.
Annual fee: $0
Best Travel Cards for Families
Bank of America Premium Rewards Elite
The Bank of America Premium Rewards Elite Card is a strong option for families who travel together and want lounge access without juggling multiple authorized users. The card includes a Priority Pass Select membership and allows you to enroll up to four separate members, so multiple family members can access airport lounges on their own when traveling.
Beyond lounge access, the card annual travel credits, lifestyle credits, and solid rewards on everyday spending categories like dining and travel. It also includes built-in travel protections and no foreign transaction fees, which can be especially useful when coordinating family trips.
Annual fee: $550 (see current terms)
American Express Gold Card
The American Express® Gold Card carries a current $325 annual fee and offers a strong set of rewards and credits that can appeal to families who spend on dining and groceries while still valuing flexible points for travel. It earns high Membership Rewards points on restaurant and U.S. supermarket purchases (categories where many families spend regularly), and also offers elevated points on flights and prepaid hotels booked through Amex Travel.
The card includes several statement credits that can help offset the annual fee when used, like monthly Uber Cash, dining credits at participating merchants, Resy dining credits, and Dunkin’ credits. It also has no foreign transaction fees and points that transfer to airline and hotel partners, making it a useful complement to a travel-focused card in your wallet.
Annual fee: $325 (see current terms)
Best Business Credit Cards
American Express Business Platinum
The Business Platinum Card from American Express is a premium option that offers elevated travel perks and a range of business-focused benefits. It earns high rewards on key categories like flights and prepaid hotels booked through Amex Travel, and includes access to airport lounges worldwide, including Priority Pass and Amex Centurion Lounges, which can be useful for family travel.
In addition to travel perks, the card offers tools for business expense management and a suite of statement credits that can help offset the higher annual fee when used strategically.
Annual fee: $895 (see current terms)
American Express Business Gold
The American Express Business Gold Card is a flexible business rewards card that earns elevated Membership Rewards® points in the two categories where your business spends the most each billing cycle, chosen from airline purchases, advertising, gas stations, shipping, and more. This dynamic earning structure can help families with side hustles or business expenses rack up points quickly on real costs instead of forcing them into fixed categories.
The card also offers annual statement credits for eligible purchases with FedEx, Grubhub and participating U.S. supermarkets and office supply stores (enrollment required), plus a Walmart+ membership credit(terms apply). These credits can help offset the annual fee if used regularly.
Annual fee: $375 (see current terms)
Chase Ink Business Preferred
The Chase Ink Business Preferred is a strong option for business owners who want to earn transferable points with a relatively low annual fee. It earns elevated Chase Ultimate Rewards® points on common business expenses like travel, shipping, internet, phone services, and advertising, which makes it a practical choice for many small businesses and side hustles.
Points earned on this card can be transferred to airline and hotel partners or combined with points from other Chase cards, making it easy to integrate into a broader family travel strategy without adding unnecessary complexity.
Annual fee: $95 (see current terms)
Best No Annual Fee Credit Cards
American Express Blue Business Plus
The American Express Blue Business Plus card offers straightforward rewards with no annual fee, making it a good choice for small business owners who want flexible points without complexity. It earns Membership Rewards® points that transfer to airline and hotel partners, and you earn at an elevated rate on everyday business purchases up to a generous yearly limit before the earning rate steps down.
This card is especially useful if your business has consistent everyday spend and you want to build transferable rewards without a fee.
Annual fee: $0 (see current terms)
Chase Ink Business Cash
The Chase Ink Business Cash card is another strong no-annual-fee business choice. It earns elevated Chase Ultimate Rewards® points on common business categories like office supply stores, internet/phone services, and dining, which can match well with real business expenses.
Points earned on the Ink Business Cash can be combined with other Chase Ultimate Rewards cards or transferred to travel partners if you hold a premium Chase card, giving you flexibility to use them toward family travel over time.
Annual fee: $0 (see current terms)
How to Choose the Right Card From This List
The best credit card depends on how you spend, how often you travel, and how much complexity you’re comfortable with. Some cards on this page are better for everyday spending, while others offer premium perks or business-focused rewards.
If you’re unsure where to start, focus on one card that fits your current situation rather than trying to optimize everything at once. You can always add or adjust later as your travel goals change.
You can also explore the in-depth reviews linked above for a deeper look at each card before applying.