CardPointers Review: The App That Makes Credit Card Rewards Effortless
Want to make sure you're always using the best credit card for every purchase? With CardPointers, you can stop guessing and start maximizing.
What Is CardPointers?
CardPointers is a smart rewards optimization app that helps you track all your credit cards, benefits, and offers—without the overwhelm. Whether you’re new to points or deep in the travel hacking game, CardPointers acts like your personal wallet assistant, telling you exactly which card to use and when.
Why It’s a Game-Changer for Travel Hackers
If you’re juggling several credit cards for points and miles, keeping up with bonus categories, annual credits, limited-time offers, and welcome bonuses can be a full-time job. CardPointers does all that heavy lifting for you by:
Highlighting which card to use for each category (like dining, groceries, travel, etc.)
Tracking your progress toward welcome bonuses and minimum spends
Organizing your Amex Offers, Chase Offers, and more in one place
Helping you remember expiring benefits and credits (goodbye, wasted $10 monthly Uber credit!)
Giving you instant notifications when your cards earn bonus rewards somewhere
Basically, it helps you avoid leaving points on the table and missing out on deals and discounts.
How It Works
After setting up an account and downloading the extension, all you do is log in to your accounts and you should see an option to add the relevant offers. For example, when logging in to my Amex account, there is a box to click to add offers via cardpointers. You can select to add the offers to one card, or all of your cards, which is awesome for maximizing offers that typically can only be added to one card if you are not using this software. Then let it work its magic… CardPointers will recommend the best card for every purchase, remind you of expiring offers, and even show you how to optimize each card’s perks.
All of this happens through a sleek, easy-to-use app and web dashboard.
Who Is CardPointers For?
You’ll love this if:
You have more than one rewards card
You want to make sure you’re using the best card at checkout
You often forget to activate or use your Amex or Chase Offers
You want a clean, consolidated way to track your benefits, credits, and spending
You hate losing out on points because of poor tracking or card confusion
Even if you only have 2–3 cards, CardPointers still makes it easy to ensure you’re getting the best rewards and staying on top of what each card offers.
My Favorite Features
Smart Recommendations: The app tells you which card is best for the retailer that you are shopping with.
Reminders for Monthly/Annual Credits: No more letting those dining or hotel credits expire.
Card Offer Tracking: It even tracks how many months of a streaming credit you’ve used!
Privacy-First: CardPointers doesn’t require full account access; it focuses on your card benefits, not your transactions. It is very secure and you do not need to link your cards via Plaid or any other software. Cardpointers does not have access to or store your credit card numbers or account log ins, which is huge. Other softwares out there make you store your log ins with them, and I just don’t trust that. Cardpointers is the safest way to use this type of credit card offer-adding software, in my opinion.
My absolute favorite feature of cardpointers is that it allows you to add an offer to MULTIPLE credit cards at the same time. So imagine you have an offer for "$50 off a $200 purchase at Lowe's" showing up on 10 of your Amex cards. Normally, you could only use it once. With CardPointers, you could add it to all ten cards and potentially use that same offer ten different times. That’s an extra $450 in savings from a single offer that would have been impossible otherwise. This feature alone can pay for the lifetime subscription in a single afternoon. I’ve made/saved several thousand dollars by maximizing card offers that have been added onto my cards by Cardpointers.
Free vs. Premium: Is It Worth Upgrading?
CardPointers has a free tier, but the Premium version is where the real power is—and with my 30% off link, it’s incredibly affordable. You’ll make your money back very quickly once you start playing with the app and seeing how valuable it is for adding offers to your cards.
Free Plan:
Manual card tracking
Basic rewards recommendations
Premium Plan ($50/year with my link):
Track welcome bonus progress
Unlock location-based card recommendations
Activate Amex & Chase Offers directly in the app
Customize rewards goals
Get real-time optimization tips
Lifetime Plan ($168 with my link):
One-time payment for lifetime Premium access
No need to ever renew or worry about another subscription again
Best value if you plan to use points and miles long term (and why wouldn’t you?)
👉 Grab 30% off either plan here: cardpointers.com/mileswithmary
Final Verdict: Is CardPointers Worth It?
100% yes. If you’re earning points and miles—or want to earn more but don’t have the brain space to track it all—CardPointers is like having a travel hacking assistant in your pocket.
I use it every day to make smarter decisions with my cards, track my annual benefits, and never miss an offer. The 30% discount makes the annual plan super affordable—and honestly, the lifetime plan for $168 is a steal.
Use this link to save 30% and start maximizing every single swipe: cardpointers.com/mileswithmary