Chase Transfer Partners and How to Transfer Points
Chase Ultimate Rewards points can be transferred to 14 different loyalty programs: 10 airline and 4 hotel programs. These transfer partners offer incredible value, allowing you to maximize your points for high-end travel experiences.
A transfer partner is an airline or hotel loyalty program that Chase has a direct relationship with. Instead of booking through Chase Travel, you convert your Ultimate Rewards points directly into that program’s currency and book through them.
Most transfers happen at a 1:1 ratio, meaning 1,000 Chase points become 1,000 miles or hotel points in the partner program. Transfers are instant for most partners and are one-way only, so make sure you have an award booking ready before you transfer.
*** As of June 2026, the transfer ratio from the Chase Sapphire Preferred and Chase Ink Business Preferred transfer at a 4:3 ratio to Hyatt
Chase Transfer Partners:
Airlines
Aer Lingus AerClub
Air Canada Aeroplan
Air France-KLM Flying Blue
British Airways Avios
Iberia Plus
JetBlue TrueBlue
Singapore Airlines KrisFlyer
Southwest Rapid Rewards
United Airlines MileagePlus
Virgin Atlantic Flying Club
Hotels
IHG Rewards
Marriot Bonvoy
World of Hyatt
Wyndham Rewards
For the most part, all transfers occur at a 1:1 ratio, meaning 1,000 Chase points become 1,000 airline miles or hotel points. The exception to this is Chase Sapphire Preferred and Chase Ink Business Preferred transfers to Hyatt, which is at a 4:3 ratio.
Often, transferring points to these programs provides better value than redeeming them directly through Chase’s travel portal, where you get a fixed value of 1 cents per point (cpp), unless you have a points boost.
Boosting Your Points with Transfer Bonuses
Occasionally, Chase offers transfer bonuses, allowing you to receive extra miles or points when transferring to specific programs. For example, I took advantage of a 30% bonus when transferring Chase points to British Airways Avios. Since Avios can be freely transferred between British Airways and Iberia, I moved my points to Iberia and booked a one-way lie-flat business class seat from Washington, D.C., to Madrid for only 43,000 Ultimate Rewards points, which is an amazing deal for peak summer travel!
View all current transfer bonuses here.
Which Cards Allow You to Transfer Points?
Not all Chase cards allow point transfers to airline and hotel partners. You must hold at least one of these premium Chase cards:
Chase Sapphire Preferred ($95 annual fee)
Chase Sapphire Reserve ($795 annual fee)
Chase Ink Business Preferred ($95 annual fee)
Chase Sapphire Reserve Business ($795 annual fee)
If you have other Ultimate Rewards-earning cards like the Chase Freedom Flex, Freedom Unlimited, Ink Cash, or Ink Unlimited, you can still transfer points by first moving them to one of the above cards.
Read More: Chase Sapphire Preferred Review
How To Transfer Chase Ultimate Rewards to Partners
It is really easy to transfer points online via the desktop or mobile app. Here’s how:
Log in to your Chase account and navigate to the Ultimate Rewards travel portal.
Select the card that you want to use to transfer points from. Scroll down and select Transfer Points to Partners
Select the frequent flyer program that you want to transfer to. You will have to link your frequent flyer account for this program if you have not done so already.
Transfer your points, confirm, and submit!
Most transfers happen instantly, but some programs are known to take some time and you may experience delays.
Pro Tip: Avoid doing a small "test" transfer. If you send a small amount first and then attempt a larger transfer, Chase's fraud detection system may block or delay the second transaction. Instead, calculate your exact points requirement and transfer everything at once.
New to Points and Miles?
Grab a copy of my free beginner’s guide to points and miles travel.
Final Thoughts
Chase Ultimate Rewards transfer partners provide incredible value, especially when leveraged with transfer bonuses and strategic redemptions.
Whether you're booking luxurious business class flights or high-end hotel stays, understanding how to maximize these transfer options can take your travel hacking to the next level!
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