Chase Transfer Partners and How to Transfer Points

Maximizing Chase Ultimate Rewards: A Guide to Transfer Partners

Chase Ultimate Rewards points can be transferred to 14 different loyalty programs—11 airline and 3 hotel programs. These transfer partners offer incredible value, allowing you to maximize your points for high-end travel experiences. 

Airlines

• Aer Lingus AerClub

• Air Canada Aeroplan

• Air France-KLM Flying Blue

• British Airways Avios

• Emirates Skywards

• Iberia Plus

• JetBlue TrueBlue

• Singapore Airlines KrisFlyer

• Southwest Rapid Rewards

• United Airlines MileagePlus

• Virgin Atlantic Flying Club

Hotels

• IHG Rewards

• Marriot Bonvoy

• World of Hyatt

All transfers occur at a 1:1 ratio, meaning 1,000 Chase points become 1,000 airline miles or hotel points. Often, transferring points to these programs provides better value than redeeming them directly through Chase’s travel portal, where you get a fixed value of 1.25 cents per point (cpp) with the Chase Sapphire Preferred and 1.5 cpp with the Chase Sapphire Reserve.

Boosting Your Points with Transfer Bonuses

Occasionally, Chase offers transfer bonuses, allowing you to receive extra miles or points when transferring to specific programs. For example, I recently took advantage of a 30% bonus when transferring Chase points to British Airways Avios. Since Avios can be freely transferred between British Airways and Iberia, I moved my points to Iberia and booked a one-way lie-flat business class seat from Washington, D.C., to Barcelona for only 43,000 Ultimate Rewards points—an amazing deal for peak summer travel! I’ll share a full review once I complete the trip.

Which Cards Allow You to Transfer Points?

Not all Chase cards allow point transfers to airline and hotel partners. You must hold at least one of these premium Chase cards:

• Chase Sapphire Preferred ($95 annual fee)

• Chase Sapphire Reserve ($550 annual fee)

• Chase Ink Business Preferred ($95 annual fee)

If you have other Ultimate Rewards-earning cards like the Chase Freedom Flex or Chase Freedom Unlimited, you can still transfer points by first moving them to one of the above cards.

How To Transfer Chase Ultimate Rewards to Partners

It is really easy to transfer points online via the desktop or mobile app. Here’s how:

Log in to your Chase account and navigate to the Ultimate Rewards travel portal.

 Select the card that you want to use to transfer points from. Scroll down and select Transfer Points to Partners

Select the frequent flyer program that you want to transfer to. You will have to link your frequent flyer account for this program if you have not done so already.

 Transfer your points, confirm, and submit!

Most transfers happen instantly, but some programs are known to take some time and you may experience delays.

Pro Tip: Avoid doing a small "test" transfer. If you send a small amount first and then attempt a larger transfer, Chase's fraud detection system may block or delay the second transaction. Instead, calculate your exact points requirement and transfer everything at once.

Final Thoughts

Chase Ultimate Rewards transfer partners provide incredible value, especially when leveraged with transfer bonuses and strategic redemptions. Whether you're booking luxurious business class flights or high-end hotel stays, understanding how to maximize these transfer options can take your travel hacking to the next level!